The economics of community rating and the individual mandate

If you think the purpose of the individual mandate is to avert a death spiral by addressing health-based selection into the insurance pool, I would agree with you. But, it turns out, there’s another economics argument. Read about it on the LDI site.

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Austin Frakt

Austin Frakt, PhD, is co-Editor-in-Chief of The Incidental Economist and tweets at @afrakt. His day job is Director of the Partnered Evidence-based Policy Resource Center at the Boston VA Healthcare System, U.S. Department of Veterans Affairs. He is also a Professor with the Department of Health Law, Policy and Management at the Boston University’s School of Public Health, a Principal Research Scientist with the Department of Health Policy and Management at the Harvard T.H. Chan School of Public Health, and Editor-in-Chief of the journal Health Services Research.

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