Helaine then expresses skepticism about “nudges,” and more interestingly, about the inherent limits of behavioral economics. We discuss the pitfalls of a professional consensus in which retirement experts come to regard misguided individual behavior and impatience as the fundamental challenge in retirement saving policy. I myself am ambivalent about this issue. Our culture of consumption and pervasive innumeracy are genuinely serious problems. Yet one can narrowly focus on these issues and thus neglect the importance of stagnant wages and other macroeconomic problems.
- Free birth control doesn’t make women less careful
- Bad news for e-cig use
- President Obama’s 2015 Budget for Health Research is a Disaster
- Could the delays backfire?
- Individual market cancellations might be less common than previously estimated
- Timothy Jost on the Republican plan to replace to ACA
- Impact of the “like it/keep” extension likely small and self-limiting
- Improving competition in Medicare Part D
- Medicare Advantage payment rate cuts
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Click here for a link to Austin's CV, as well as a complete list of his peer-reviewed publications with links to related posts and/or ungated versions (when available).
Talking personal finance with Helaine Olen: Part 4April 29, 2013 at 12:22 pmHarold Pollack
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